Century Finance has eight locations across eastern North Carolina in Goldsboro, Knightdale, Louisburg, Raleigh,Rocky Mount, Roanoke Rapids, Smithfield, and Wilson.
What types of loans are offered by Century Finance?
Small personal loans up to $15,000 or financing to purchase a vehicle.
How can I apply for a loan with Century Finance?
You may apply online, by phone or in person at one of our eight locations.
I recently applied for a loan with Century Finance and wanted to know the status of my application?
One hour after submitting the application, you may contact the branch where you applied.
Does Century Finance offer Title loans?
Title Loans are illegal in NC. Century Finance makes loans based on credit history and may use a vehicle, personal property or cosigner as part of the loan.
Which methods of payment are accepted by Century Finance?
Online payment, cash, personal check or check by phone.
What are the minimum and maximum amounts I can borrow from Century Finance?
Our minimum loan is $800 and up to $15,000.
What are the typical requirements to be approved for a loan from Century Finance?
Stable income and acceptable credit history.
Does Century Finance have vehicles for sale?
We occasionally have vehicles for sale. Call your local branch for more information.
Are there any other resources to help navigate the purchase of a vehicle?
AWARE, or Auto-Financing 101, is a free program operated by AFSA, the National Automobile Dealers Association, the National Association of Minority Automobile Dealers, and the American International Automobile Dealers Association. It provides consumers with an easy to access road map for vehicle financing, including a printable wallet card that they can bring to the dealership or creditor so they can ask the right questions as they consider financing options.
AFSA’s educational foundation operates the free MoneySKILL personal finance program, used by more than a million students and available to non-students seeking a better understanding of personal finance, including financing a vehicle.